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A title insurance policy is a contract of indemnity that promises to pay for a loss  up to the face amount of the policy  if [i] the state of the title is different than is set out in the policy and [ii] if the insured suffers a loss as a result of the difference.
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In general, title insurance is an indemnity insurance covering the loss of ownership of a real property interest due to title defects or liens. There are two types of title insurance, one of which is required and the other is optional, though strongly recommended under certain circumstances.
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Find out what title insurance is and the two types you need to have when. Your lender might require you to buy a lender title insurance policy equal to the.
Title Insurance Coverage and Claims. Although the events that cause these types of problems happened before you purchased the property, a good title insurance policy will provide coverage for the consequences of these events as they affect your ownership of the property. There are two types of policies available, a lender’s policy and an owner’s policy.
The basics of title insurance By Insure.com – Last updated: Jul. 21, 2016 Title insurance is an indemnity policy that protects you or your mortgage lender against problems relating to the property’s title prior to the date of the policy.
Guide to Title Insurance and Escrow Services. The decision to buy a home or property is one of the biggest and most important financial decisions you may ever make Title insurance and. Title: Consumer’s Guide to Title Insurance and Escrow Services.
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